Offers, EMI and exchange
Compare the final amount, not the banner.
What it means
Compare the final amount, not the banner.
Read offer conditions
Read the card, minimum order and discount limit.
Count EMI charges
EMI may add processing fees and tax on interest.
Check the exchange quote
An exchange quote can change after the old phone is inspected.
Before you buy
Before paying, confirm the exact Indian variant, dated price, warranty and return terms. This is buying education, not a product test.
Before paying, confirm the exact Indian variant, dated price, warranty and return terms. This is buying education, not a product test.
Bank offers
Instant discounts usually need a specific bank's card and often have a minimum order value and a maximum discount. Check the discount line appears at checkout before you pay. Cashback offers arrive later and may have conditions.
No-cost EMI
The bank still charges interest, but the seller gives you a matching discount. Banks in India usually add 18% GST on the interest part of card EMIs, plus a processing fee with GST. So "no-cost" EMI often costs a few hundred rupees. Use the price planner on any phone page to see the real total.
Exchange
The value you see online is an estimate. It can drop if the old phone has scratches, a cracked screen or a replaced part. Back up, sign out of your Google or Apple account and remove the SIM before handing it over.
Online or in a store?
Online sales and festive events often have the deepest discounts. Stores let you hold the phone first and sometimes match online prices or add accessories. Buy from the brand or an authorised seller so the India warranty is valid.
Updated 6 Oct 2026. Illustrations explain concepts; they are not product tests.